Key Person Insurance
The Life Insurance Depot offers free comparative quotes on Key Person coverage from all major carriers, ensuring your business gets the best possible protection at the most competitive rate. Whether you're protecting a founder, top salesperson, or an irreplaceable specialist, we'll design the right plan for your needs.
Key Person Insurance is a vital business protection policy taken out by a company on one of its most valuable employees. If that employee unexpectedly passes away, the company receives the death benefit directly — helping cover lost revenue, recruitment costs, and operational disruptions during a critical transition period.
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Individual Life Insurance
Individual Life Insurance provides a financial safety net for your loved ones when they need it most. The Life Insurance Depot offers multiple policy types — including Term Life, Whole Life, Universal Life, and Indexed Universal Life — so you can choose the coverage that fits your budget, timeline, and long-term goals.
All of these policy types can be enhanced with Living Benefits, which provide income replacement if you experience a critical or chronic illness, disability, or long-term care need during your lifetime. This means your policy works for you even while you're still alive.
Life Insurance Options
Mortgage Protection Insurance
Mortgage Protection Insurance is a specialized life insurance policy designed to pay off your home loan if you pass away before the mortgage is fully repaid. It ensures your family can stay in the home they love — without the burden of monthly payments during an already difficult time.
The Life Insurance Depot compares options from all major carriers to find a mortgage protection plan that matches your coverage amount, term length, and premium budget. We make the process simple, fast, and transparent — so you can protect your most important asset with confidence.
Protect Your Mortgage
Buy / Sell Protection
A Buy-Sell Agreement is a legally binding contract between business partners that determines what happens to each owner's share of the company if one of them passes away, becomes disabled, or exits the business. Life insurance is the most reliable and tax-efficient way to fund this agreement, ensuring the surviving partners have immediate capital to purchase the deceased owner's stake.
Without proper funding, surviving owners may be forced to bring in unknown heirs as new partners, sell company assets at a loss, or take on costly debt to buy out the estate. A life-insurance-funded buy-sell agreement prevents all of these scenarios by guaranteeing a smooth, pre-planned ownership transition.
Protect Business Ownership
